Powers of attorney: which one do you actually need?

General, special and banking powers of attorney compared — what each is for, how to choose, and the safeguards worth writing in before you sign one from abroad.

● Updated 1 Jul 20254 min read

Not every job needs the same instrument. “Power of attorney” covers everything from sell my land to collect my pension papers, and the difference between those is not paperwork pedantry — it is how much of your life a relative can sign away while you are eight thousand kilometres from the counter.

The short answer

  • Ask what the specific task requires, not what a POA can do. A narrow instrument that covers one task is almost always the right answer.
  • Grant the least power that gets the job done. Powers you do not grant cannot be misused.
  • If the task is a property sale, that has its own page: POA for a property sale.
  • Whichever type you use, it still has to be legalised, and that route is unsettled after March 2025 — see apostille vs embassy attestation.

The broad types, and what each is for

Special (or specific) power of attorney. One task, or a small defined set of tasks — sign a particular deed, appear in a particular case, close a particular account. It names the matter precisely. This is what most readers actually need, and it is the safest to sign because it dies with the task.

General power of attorney. Broad authority over your affairs, or a broad class of them. It is convenient for an elderly parent’s long-running affairs and dangerous for exactly the same reason: the holder can act across everything it covers, without coming back to you for each step. Sign one only where you genuinely need breadth and genuinely trust the holder.

Banking or financial mandate. Banks frequently do not accept a general POA for account operations and instead want their own mandate, on their own form, executed their way. Ask the bank first. A perfectly legalised general POA that the branch will not accept has cost you the fee and the wait for nothing.

Court or matter-specific authority. Litigation and some administrative matters have their own instruments and their own rules about who may hold them. Your lawyer will tell you which applies; do not substitute a general POA.

We are deliberately not listing the statutory names, stamp requirements or registration rules for each of these. They differ, they change, and getting one wrong is expensive — that is what the lawyer is for.

How to choose

Work backwards from the counter. Write down the specific action that has to happen — sign the sale deed for the plot at X and receive the price, not handle my property. Then ask the office or institution that will accept it what instrument it wants for exactly that action. Then ask a lawyer in Bangladesh to draft to that answer.

If two unrelated tasks need doing, two narrow instruments are usually better than one broad one, even though it means paying twice. Each can be given to a different person, each can be revoked separately, and neither leaks authority into the other.

Safeguards worth writing in

A POA signed from abroad is a trust document. You will not be in the room, and you may not find out about a problem for months. Discuss these with your lawyer:

  • Name the scope tightly — the specific asset, account, case or task.
  • Consider a time limit, so the authority lapses on its own if the deal falls through.
  • Consider requiring accounting — that proceeds go to a named account, or that the holder reports back.
  • Know how to revoke it, and what has to happen for a revocation to be effective against third parties who have already seen the original. Ask this question before you sign, not when you need the answer urgently.
  • Choose the holder carefully. Most POA disasters in this community are not forgery — they are a relative acting within powers they were actually given.

Legalisation applies whichever type you choose

None of these instruments works abroad on its own. Each still has to be legalised for use in Bangladesh, and the route — apostille or embassy attestation — is the thing that changed in March 2025 and that we cannot state with confidence. Confirm the route with the receiving institution and with your mission before you sign, because the type of instrument and the route can interact: a mission may attest some document types and not others, and may require a particular form of execution.

Practicalities of the mission visit itself — appointments, what to bring, how fees are published — are on embassy appointments and fees, and what supporting documents typically travel with an application are on document checklists.

What we could not verify

  • The statutory categories and their formal names under current Bangladeshi law, and which registration or stamp requirements attach to each.
  • Whether a general POA must be registered, and in what circumstances.
  • Which document types each mission will attest — this varies by mission.
  • How revocation must be effected to bind third parties.
  • Any fee, stamp value or processing time. We publish none.
  • Whether banks accept a general POA rather than their own mandate — ask the branch.

This page is general guidance and not legal advice. It cannot tell you that a given instrument will be accepted. Take advice from a lawyer in Bangladesh who practises where the matter sits.

Sources

  • A practising lawyer in Bangladesh instructed on the specific matter
  • Your Bangladesh mission abroad — consular section notices on document types attested
  • The institution that will rely on the document (bank, court, registry, employer)

Re-checked every June budget cycle.